Invest in Your Financial Freedom

For pennies a day, you can enjoy full access to Legacy App’s comprehensive suite of advanced budget planning and debt management tools. Build better spending habits, save for an emergency fund or a down payment, pay off debt faster, and plan for a secure future—all in one powerful app designed to keep you on track.

Keep Your Momentum Going with Legacy App

Subscription Plans

The average Legacy Financial App user saves $37,000 AND getS out of debt 4 years FASTER

Legacy App has more features and functionality than other big-name budget planning and debt management tools on the market today. That’s why we offer every new user a 30-day free trial, with no credit card information required.

Once you see for yourself what Legacy App has to offer, you’ll see just how essential it is to your long-term financial freedom.

After you’ve tried Legacy Financial App for 30 days, you can choose monthly or annual billing to keep full access to Legacy’s entire suite of resources—whatever fits your personal budget best.

SUBSCRIBE to the legacy app AND save sMARTER

For just $9.99 a month, you can save yourself thousands of dollars in interest by eliminating debt sooner with the only app that tells you exactly when you'll be out of debt based on your personalized debt elimination plan.

TURBOCHARGE your REWARDS WITH AN ANNUAL PLAN

Choose annual billing for $99.99 and get even more for your money.  Pay once per year, and receive 12 months of access to our advanced budget management tool for the same price as 10 months of monthly billing.  

Annual Plan
$19.89 in savings
$99.99
Monthly Plan
$9.99
Includes:
Debt Snowball Calculator
Debt Blizzard Calculator
Real-Time Banking Integration
Zero-Based Budgeting Tools
Financial Literacy Resources
24/7 Customer Support
Monthly Progress Reports* Coming  Soon
Securely connects to more than 11,000 US banks and credit unions
User-Friendly Dashboard
Secure Data Protection
get started

Pricing Plans

Choose the plan that suits your needs.

Sync w/ Banks
Simplified Budget Snapshot
Net Worth
Add Account Balances
Track Spending by  Category
Zero-based Budgeting
Reverse Budgeting
Monthly Budgeting
Tracking Wealth & Spending
Personalized Savings Goal
Investment Tracking
Budgeting w/ a Partner
Tracking Cash Flow
Monitor Credit Score
Debt Repayment
Bill Payment
Envelope Budgeting
Desktop Version
Patent Pending Tech
Global FinTech Tech
Debt Snowball Calculations
Debt Blizzard Calculations
Debt Elimination Plans
Payment Calendars
Credit Card Threshold
Track Investment Property Value
Tracking Spend Free Days
Tracking Credit Use Rate
Month vs. Month Spending
Tracking YTD Spending
Out-of-Debt Date
40-60% Reduced Interest Costs
50-65% Reduced Time in Debt
Free Version of App
Free Trial
Monthly Cost
Annual Cost
Empower Personal Dashboard
Honeyydue
NerdWallet
Prism
Wally
Zeta
Spendee
Oportun
Simplifi
Copiliot Money
Goodbudget
Honeydue
Buddy
Legacy
Rocket Money
Rocket Guard
Mobills
Monarch Money
YNAB
EveryDollar
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
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10
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10
10
10
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10
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comparison

RocketMoney
PocketGuard
Legacy
MonarchMoney
YNAB
EveryDollar
Sync w/ Banks
Simple Budget View
Net Worth
Manually Add Account Balances
Track Spending by Category
Zero-based Budgeting
Monthly Budgeting
Tracking Wealth & Spending
Personalized Savings Goal
Investment Tracking
Budgeting w/ a Partner
Tracking Cash Flow
Debt Repayment
Bill Payment
Patent Pending Technology
Automated Debt Snowball Calculations
Automated Debt Blizzard Calculations
Personalized Debt Elimination Plans
Optimization Payment Calendars
Credit Card Threshold Optimization
Tracking Investment Property Values
Tracking Spend Free Days
Tracking Credit Utilization Rate
Compare Month vs. Month Spending
Tracking Year to Date Spending
Out of Debt Date
40-60% Reduced Interest Costs
50-65% Reduced Time in Debt
Free Version of the App
Free Trial
7 Days
30-Days
7 Days
34 Days
14 Days
Monthy Cost
$6-$12
$12.99
$9.99
$14.99
$14.99
$17.99
Annual
$48-$144
$74.99
$99.99
$99.99
$109.00
$79.99

FAQs

Find answers to your most pressing questions about the Legacy Financial App.

FAQs

Find answers to your most pressing questions about the Legacy Financial App.

What is the app?

The Legacy Financial App is designed to help users achieve financial freedom by optimizing debt repayment. It utilizes innovative algorithms and real-time banking data to provide personalized insights. With our app, you can take control of your financial future.

How much does it cost?

The Legacy Financial App offers a 30-day free trial, allowing you to explore its features risk-free. After the trial, the subscription costs $9.99 per month or $99.99 per year. This investment can lead to significant savings on interest payments.

Is there a free trial?

Yes, we offer a 30-day free trial for new users. This allows you to fully experience the app's capabilities without any commitment. Sign up today and start your journey towards financial freedom!

How does it work?

The app analyzes your financial data to create a tailored debt repayment plan. It employs unique calculators to maximize your savings and minimize the time spent in debt. By connecting to your bank account, it provides real-time updates and insights.

What features are included?

The app includes advanced debt repayment calculators, budgeting tools, and financial tracking features. With 27 out of 30 key categories covered, it offers comprehensive support for your financial journey. New features are continuously being developed to enhance your experience.

What if I disagree with a recommended payoff plan?

You can adjust settings (e.g. choose a more aggressive or conservative plan) or manually reorder priorities.

Is the app a substitute for professional financial advice?

No — the app is a tool to help you plan and manage. For more complex financial matters (investments, tax strategy, estate planning) you may still want a certified financial advisor.

What are the limitations of the app’s projections or plans?

The projections rely on assumptions about income, expenses, and no new debt. Unexpected changes (job loss, emergencies, new loans) may distort results. Also, manual entries may lag or be less precise than linked accounts.

How do I get support if something goes wrong?

Contact support at support@legacyapp.org

Can I invite family or dependents (kids/grandkids) to use it jointly?

The app offers features for inviting kids and grandkids to learn from professionals you trust.

What’s the minimum OS requirement?

On iOS, the app requires iOS 15.1 or later.

Is the app available on iOS and Android?

Yes, it supports both iOS and Android platforms.

How accurate is its “debt-free date” projection?

The app claims to provide a personalized debt-free date based on your actual balances, income, and payment plan. However, the projection assumes you stick to the plan and that there are no major changes (e.g. new debts, income changes).

What is the “Payment Optimizer”?

This is a dynamic tool that assigns color-coded thresholds across debts (red/yellow/green) to guide where to focus extra payments and track progress.

How does the app prioritize which debts to pay off first?

It uses the debt snowball or blizzard (avalanche) methods to sequence debt payoff for psychological momentum or interest optimization.

What are the “50 %, 65 %, 75 % Plans”?

These are tiers in which a certain percentage of your take-home income is allocated toward debt paydown (including mortgage/rent). The 50 % Plan is the “standard / most popular” debt-first allocation. The 65 % and 75 % Plans provide more aggressive payoff options for users willing to commit more income to debt.

How do I cancel my subscription?

Cancellation must be done through your platform (App Store or Google Play). In many apps, you go to your subscriptions settings and cancel there. (Check the app’s support or settings for a “Manage subscription” option.)

How much does it cost?

Android & iOS lists $9.99/month. The app also offers yearly plan at $99.99.

Does Legacy require a subscription or in-app purchase?

Yes. The app offers in-app purchases to unlock premium features like the Payment Optimizer.

Is my financial data encrypted and secure?

Yes — data is encrypted in transit, and the app does not to share data with third parties. You should also review the app’s Privacy Policy for full details.

What if an institution isn't supported?

You can manually input data for debts or accounts that aren’t supported. The app updates those entries periodically (e.g. 30-day updates).

Which financial institutions can I connect to Legacy via Plaid or other integrations?

The app integrates via Plaid (or similar) with over 12,000 financial institutions to import account balances, transactions, and balances.

Who is the app for — individuals, families, businesses, etc.?

The app supports individuals, families, churches, and small businesses in their debt-elimination and financial-planning journeys.

What does the Legacy Financial App do?

The Legacy Financial App is designed to help users get out of debt faster, build wealth, and manage financial health by offering automated debt payoff strategies, integrated account tracking, visual progress tools, and customized recommendations based on your income, expenses, and debts.

Download the Legacy App

The Legacy App is available on iOS and Android platforms. Try it for free today––no credit card information required.