FREEDOM
FROM DEBT,
YOUR WAY
Spend smarter, save more, and accelerate debt repayment with the most comprehensive all-in-one financial tracking tool available.
Try the Legacy Financial App free for 30 days. There’s no obligation and no credit card required. Trusted Plaid integration ensures that your account information stays secure and private.

Financial App
The Legacy App offers a complete financial solution in one convenient app, featuring expenditure analysis, customized debt elimination plans with Debt Snowball or Debt Blizzard methods, debt tracking and management tools, credit utilization insights, and more—all designed to keep your finances organized and within reach.
Common Financial Pitfalls
Research overwhelmingly shows that Americans as a whole struggle with a lack of financial literacy, which can lead to significant and tangible losses from unnecessary fees, poor investment choices, and inefficient spending or budgeting habits.
of Americans are living paycheck to paycheck.
of Americans don't have enough money to cover a $400 emergency.
of student loan borrowers are NOT making payments.
of U.S. households have credit card debt.
of American adults have $0 saved for retirement.
leave the worry behind
with the Legacy App
At Legacy Financial App, our mission is to help you achieve financial independence through innovative technology. Our tools are designed to simplify your journey to debt relief and empower you to make informed financial decisions.

key features
With the Legacy App, you have access to five of the most powerful budgeting methods available and the world’s premier debt elimination calculators in one convenient and accessible platform. Toggle between methods to select the debt elimination plan that works best for you, and make adjustments anytime based on changes in your needs or circumstances.



benefits
The Legacy App empowers you to spend smarter, save more, and accelerate debt repayment with personalized insights. It monitors your net worth, compares previous and current monthly spending, tracks spend-free days, and evaluates credit card utilization, identifying opportunities to enhance your financial well-being.
Financial Freedom
Get out of debt 55-65% faster than with conventional predictive models.
Financial Literacy
Take control of your finances through greater awareness and understanding.
Financial Stewardship
Create a financial safety net in a world that’s often unforgiving of even minor errors.
How it Works
Legacy helps you track your accounts, bills, and subscriptions with ease, giving you full control over your money and accelerating your path to a debt-free future.
Effortlessly connect your cash, credit cards, loans, and investments with Plaid, a trusted financial technology that securely links your accounts to Legacy. With real-time transaction tracking, automatic account syncing, and streamlined financial management, Plaid provides a clear, up-to-date view of your finances.
why choose us
Legacy Financial App: 27/30 categories (90%) → Soon: 30/30 (100%)
PocketGuard: 9/30 categories (30%) | $74.99/year | Covers 70% fewer categories
Monarch Money: 8/30 categories (27%) | $99.99/year | Covers 73% fewer categories

comparison
you said it best



media & awards
See where our app has been featured! Our mission to make budgeting simple and getting debt-free accessible has earned the attention of top-tier publications and industry award committees. Read the full stories below.
The Legacy Financial App is not just another budgeting tool — it’s a financial liberation platform engineered to help everyday people break free from debt, build wealth, and secure their legacy.